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Free Refinance Mortgage Rate Quote - click here now

Enter the values below. The calculator will determine the income required to qualify for the specific loan using the specified qualification ratios. If you are not sure what ratio a particular lender uses, keep the values at 33% and 41% which are considered more conservative for conforming loans.

Please note that this calculator is only provided as a rough guideline for loan qualification. Many factors, including borrower credit history, are used by lenders in making their loan decisions. For a free pre-approval, click here

	Fixed Rate	Loan Type
	ARM
		Annual Interest Rate (%)
		Loan Term in Years
		Enter expected annual property tax
		Enter expected annual hazard insurance
		Enter expected monthly debt payments (car/student loan, credit cards, etc)
		Purchase Price of Home  (for refinance: use Appraised Value of Home)
		Principal Loan Balance
/		Lender's Qualification Ratios (Currently 33% and 41%)
Your request was
Results Remember this is only an estimate, with good credit you can afford more.
$		Total Monthly Mortgage Payment
$		Total Monthly Mortgage + Debt Payment
$		33% Qualifying Monthly Income
$		41% Qualifying Monthly Income
$		33% Qualifying Annual Income
$		41% Qualifying Annual Income
		PMI Required?
$		Monthly PMI included in PITI, if Required.